If you don’t know where you’re going, then how do you know when you get there?

Regardless of what the market does in the short term, your goals in life don’t go away. All the important goals in life need a well-developed plan. How well are you planning these days?

If an average person like me attempted to sail from, say, New York to Bermuda without any maps or navigational equipment, I most certainly would fail. Yet ships sailing from New York to Bermuda arrive 99.9%+ of the time.

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